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What are my options?
If you want to be your own boss and are leaving the corporate world to find your fortune as an entrepreneur, don't forget to consider self employed health insurance coverage.

Although finding affordable self employed health insurance coverage can be challenging, there are several options to consider so that you don't have to drop this important aspect of your overall healthcare just because you are no longer an employee at someone else's company.

For interum self employed health insurance coverage up to 18 months after leaving a job, take advantage of COBRA (Consolidated Omnibus Budget Reconciliation Act) which entitles you to extend your current coverage, although you must now pay the employer portion of your fees as well. You can take advantage of this time to start investigating what other self employed health insurance coverage options are viable for your situation.
If you currently have home or auto insurance, ask your agent if the insurer handles individually written health policies that would offer you self employed health insurance coverage.

Another good option for the self-employed who have a spouse covered by an employer sponsored health program is to investigate whether or not you can retain coverage under your spouse's current policy. This coverage option is especially attractive for those who have a pre-existing medical condition which would not be covered under an individually written policy after a COBRA policy term expired.

Contact your state department of insurance regulation to find out if you live in a guanteed issue state. This means that regardless of your previous health history, any insurance company doing business in the state must be willing to offer you health care coverage, although there are no caps on rates.

Do you belong to any professional associations affiliated with your new business?

Often individuals going into business for themselves can purchase self employed health insurance coverage from a plan endorsed or offered by the association.
Recognize that pre-existing conditions and requiring coverage for a spouse and/or family members will make self employed health insurance coverage rates much more expensive.

Get referrals from self employed individuals that you already do business with to find reliable health insurance companies or contact your local chamber of commerce to see if they have insurance company members who might specialized in insuring self employed individuals.
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