| Why
is Medical Coverage so High? |
Health
Insurance prices are going through the roof. Just about every
family is being affected by the outrageous prices. A multitude
of things are causing these prices to rise. Bureaucratic red
tape interferes with the doctor-patient relationship and drives
costs higher.
The current system of third-party payers takes decision-making
away from doctors, leaving patients feeling rushed and usually
still sick. Politicians also are ones that make the important
decisions that should be left up to the doctor and the patient.
Yet health insurance premiums and drug costs keep rising.
Another reason costs are rising is due to inflation. Despite
what you may have been taught, inflation is not a result of
the free market. It is a result of government intervention in
the economy and the monetary system. Government creates inflation
whenever they do deficit spending (which is almost all of the
time). |
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So,
because the value of the dollar has gotten considerably
weaker over the past several years, this has also lead
to the rising costs of health insurance.
For decades, the U.S. healthcare system was the envy of
the entire world. Not coincidentally, there was far less
government involvement in medicine during this time. America
had the finest doctors and hospitals, patients enjoyed
high-quality, affordable medical care, and thousands of
private charities provided health services for the poor.
Doctors focused on treating patients, without the red
tape and threat of lawsuits that plague the profession
today. Most Americans paid cash for basic services, and
had insurance only for major illnesses and accidents.
This meant both doctors and patients had an incentive
to keep costs down, as the patient was directly responsible
for payment, rather than an HMO or government program. |
These
problems are hard ones but they can be solved. The answer
is not a system of outright socialized medicine, but rather
a system that encourages everyone - doctors, hospitals,
patients, and drug companies - to keep costs down. As
long as "somebody else" is paying the bill,
the bill will be too high.
So, how can you help to decrease health insurance? First,
vote for politicians that understand the monetary system
and how free markets work. Our country needs a strong
dollar again. Get the government out of the healthcare
business. Prices will fall if the free market were allowed
to work. Beyond politically, there are several things
you can personally do to keep costs down. |
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| First,
you just need to get healthy. Lose some extra weight and exercise
more. You'd be surprised how much better you will feel and how
much costs will drop.
Second,
you can increase the amount of out-of-pocket expenses. This
will keep your premiums low.
Third, is to SHOP,
SHOP, SHOP around at private insurance companies.
Compare multiple ones until you find the one that suits exactly
your needs for the price you want to pay. GET
YOUR BEST QUOTE COMPARISON TODAY!
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